You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. 1. However, if any customer enrolled in the Greenlight + Invest Plan upgrades to the Greenlight Max Plan or Greenlight Infinity Plan, or downgrades to the Greenlight Core Plan or closes its account, the customer will not be able to re-enroll in the Greenlight + Invest Plan.. If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. Greenlight is a financial technology company, not a bank. Type of wire transfer. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. Our contacts with you about your Card Account are not unsolicited. All amounts are expressed in U.S. Raise financially-smart kids. This includes fees not charged by a court. The first number in the MICR sequence below is the . Each routing number is made up of nine digits. 1 Chase Mobile app is available for select mobile devices. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. The minimum amount of an initial value load by debit card and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of .css-867yhj{color:#1D252C;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;}.css-867yhj:hover{color:#035C67;}@media (min-width: 768px){.css-867yhj{color:#1D252C;}}@media (min-width: 1024px){.css-867yhj{color:#1D252C;}.css-867yhj:hover{color:#035C67;}}www.greenlight.com. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. If you do not want this Arbitration Provision to apply, you may reject it by mailing us a written opt-out notice which contains your Card Account number, your name and address and a signed statement that you opt out of the Arbitration Provision of this Agreement. Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. In the Chime app, you can access your account and routing numbers by following the steps below: Log into the Chime app on your iPhone or Android. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. Scroll down to Account Info to view your account number and routing number. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. Once the final settlement amount is received, the preauthorization amount on hold will be removed. The format of check transit number - XXXXX - YYY. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. Sign up today for a one-month trial. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. 3 An amount equal to $2.99 per month represents the fee for investment advisory services being charged by Greenlight Advisors in connection with the Invest Account Services pursuant to the separate Advisory Agreement. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. - Debit card for kids and teens Features Options Learn Who We Are Enter mobile number Get started The money app for families. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. Fedwire - You can look up your routing . Our goal is to stay positive or neutral. Routing numbers, sometimes called transit numbers, are public and . Investing involves risk and may include the loss of capital. Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. Personal checks, cashiers checks, and money orders sent to the Issuer are not an acceptable form of loading. Even after the receipt and selection of a PIN for your Physical Card, your Virtual Card (if one has been selected) will continue to be available for use in the Greenlight application. Atlanta, GA 30308 In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Dollars. Contact your bank to find your routing number. Returned from POST /auth/get when there are no valid checking or savings account(s) for which account and routing numbers are provided. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. Offer subject to change at any time. Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. GREENLIGHT CORE Teach your kids smart money management. ; Check or statement - US Bank-issued check or bank statement. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. Please read this Agreement carefully and keep it for future reference. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Visit Our Woodhaven Branch. If the Greenlight + Invest Plan is amended or cancelled, you will be given the opportunity to upgrade into a higher cost Card Plan with additional features or downgrade into the lower cost Greenlight Core Plan effective as of your monthly anniversary date unless otherwise specified. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. You can open a Chase First Checking account for your child who is 6-17 years old. Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. We may refuse to process any transaction that we believe may violate the terms of this Agreement. How do you use my personal information? Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. The three-digit institution number identifies your bank. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. North Adams Greylock North Adams Branch. Go online: Your bank may post its routing number online via its website or mobile banking app. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. The Primary Accountholder or an Authorized Approver may load funds to the Primary Account by authorizing Greenlight and/or the Issuer to initiate a debit card transaction or receive an ACH transaction from any Funding Account for a specified amount either on a one-time or a recurring basis. On the home screen, tap Settings . If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. The easiest way to find your routing number is to take a look at one of your checks. To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. g. Location and Costs of Arbitration:Any arbitration hearing that you attend in person must take place at a location reasonably convenient to you, as determined by the arbitrator. The purpose of Green Routine: Let go of the last point and focus on the current point. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Investing involves risk and may include the loss of capital. While Greenlight is a comprehensive banking app for kids of all ages. 125200057. Online banking - You'll be able to get your bank's routing number by logging into online banking. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. All ATM transactions are treated by us as cash withdrawal transactions. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. Funds transferred from your Card Account to your Invest Account will be available within two business days although, in many cases, transfers may be available much quicker. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Email Us About Us Community. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. This Cardholder Agreement is effective [October 11, 2022]. To the extent permitted by law and as permitted by the Arbitration clause below, you agree to be liable to us and Greenlight for any loss, costs, or expenses that we may incur as a result of any dispute or legal proceeding involving your Card Account. Related: The Best Canadian Banks. How to find my routing number. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. Holiday hours may apply. Access Denied If you have any questions, call (800) 624-6308 You may change your PIN for your Card Account within the Greenlight application or by calling 888-483-2645. Transaction Type of routing number Green Dot Bank code; Payments and debits between US accounts: ACH routing number: 124303120: Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. Sign in to your bank account and go to "account information" or "account summary." The routing. There are limitations on these transactions as well as limitations on the loading and card balance. NO_INVESTMENT_ACCOUNTS. The numbers were adopted by the banking industry in 1910 to make transactions. The daily limit on ATM cash withdrawal transactions for each Secondary Account is $100.00, which limit includes (i) the amount of the requested withdrawal(s); plus (ii) any fees imposed by us, Greenlight, or any ATM operator in connection with the requested withdrawal(s). We leverage our personal experience and knowledge to bring clarity to your financial decisions. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. We may also ask to see a copy of your drivers license or other identifying documents. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. If you are approved to participate in the Invest Account Services, you may move funds from your Card Account held at Community Federal Savings Bank to your Invest Account (also described as Cash to Invest in the Greenlight application) held at DriveWealth (Invest Account), and, subject to compliance with Greenlight Advisors and DriveWealth requirements, from your Invest Account to your Card Account. You agree to pay us the fees set forth in the Fee Schedule table below. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. If your Physical Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. We may contact you at home, at your place of employment, on your mobile telephone at any time, including weekends and holidays, at any frequency and leave prerecorded messages or messages with others. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. Routing numbers aren't specific to individuals like account numbers, so you can find them online. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. The second series of numbers, usually 10-12 digits, is your account number. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement.